Kentucky to pour million from drug settlements into treatment programs
Mike Donta reacts to state using $ 32 million to ex…: Mike Donta says that it is bittersweet news that the state is appropriating $ 32 million to expand substance abuse treatment because his son was an addict who died in 2010.
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Shumlin seeks million boost in spending for opiate treatment
Some of that money comes from an accounting shift based on savings in health care costs for emergency services for patients with substance abuse problems. In addition to next year's spending, some opiate treatment programs across the state will see …
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Extend Parity in Mental Health Coverage to Children's Health Insurance …
"Children and adolescents in these programs should receive the same protections from discrimination in mental health and substance use disorder treatment and recovery services as those who are privately insured." Share this page. Share to Facebook …
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Question by Sean S: How Can a Woman with a Low Income Get Mental Health Care??
My wife suffers from life-long clinical depression. She was sexually abused as a child, then paraded around in Miss Teen USA pageants against her will. She has had teachers, parents and even a mental health counselor come on to her. She needs professional help to get over the depression and low self-esteem.

Is there somewhere she can go for a few weeks for an intensive sort of “rehab” as she calls it for depression for women? She wants a place that is safe from guys coming on to her. She just can’t take that again while she is trying to get better.

We are currently in NJ and we are residents of NH. I hate to admit it but we are poor. I was recently laid off and she has part time work. I am not back to work yet. We have no savings and no health insurance. I don’t know where to turn, but I need to help my wife. She is the most AMAZING person, and I’d do anything for her. I need to help her find a way to get help with this. Can anyone suggest anything? Thank you!
Wife does not drink, take drugs, etc… she is highly intelligent as was using the word “rehab” as an analogy to illustrate the type of facility. Sorry for any confusion with that terminology.

Also, write to Oprah?? Maybe I should just become a major league baseball player later this afternoon as well. Just about as good of a shot. Please… I need intelligent responses. We have suffered a financial setback at the worst time possible, but we’re not morons. Come on.

Best answer:

Answer by Joseph C
Send her to this site: http://www.fhu.com

It will help her more than the mental health people (some of whom are mentally ill themselves) and there’s a lot of low cost material available and some for free.

What do you think? Answer below!

Question by chinadoll: Is there a way to get funding for a treatment center?
Trying to get a loved one some help and put into a subsatnce abuse rehab. Don’t have the money to pay for it in my own. Any way I can get some financial assistance with this?

Best answer:

Answer by The sex Dr
How much does it cost?” is often one of the first questions asked.

The price tag for drug abuse & alcoholism treatment is presented in many different formats. You need to know what is included, what will be added to your bill as a fee-for-service program, and what services your health insurance will cover. This makes it extremely difficult to compare prices by simply asking the question – “What does it cost?”

If you are seeking the best value for your treatment dollar, remember: Price can be meaningful only in the context of quality and performance.

Taken from http://www.drug-rehabs.com/

xx good luck xx

What do you think? Answer below!

Detoxification and rehabilitation are the two treatment categories of substance abuse. Detoxification is short term medical treatment to manage withdrawal symptoms and rehabilitation is longer term counseling and classes to help the individual to remain sober. There are five basic questions to ask in determining substance abuse benefits through your health insurance.

-Do I have substance abuse health insurance benefits? Under current law companies providing group health insurance are only required to cover treatment for alcoholism not for drug abuse. However, most large group plans have substance abuse treatment benefits. A basic policy will cover outpatient treatment but will not cover residential rehabilitation care. Some plans offer “riders”, or supplemental options- for an additional premium amount- to augment a basic policy. Check with your health insurance company.

-What is my deductible and has it been met? Most health insurance plans have a yearly deductible that must be met before benefits are paid out. These can range anywhere from $ 100 to $ 5000. Under the new healthcare reform, there can no longer be separate deductibles for substance abuse and medical/surgical services.  Check your plans schedule of benefits to determine the amount of your deductible and contact your insurance company to see how much of your deductible has been met.

-What is the coverage amount per visit? Each health insurance plan will have different coinsurance or co-pay amounts for outpatient rehabilitation. You will either pay coinsurance- usually 80/20 – or you will have a co-pay per visit. Many plans limited the number of outpatient rehab visits to 20 per year but healthcare reform eliminated those benefit limits. The elimination of these benefit limits allows greater access to needed treatment.

-Is approval required from my primary care physician? Many health insurance companies require you to see your primary care physician to get a referral for substance abuse rehab unless it is court ordered. Authorization is usually required before rehab can begin. Many healthcare plans required members to complete a rehab program before payment would be made on the charges. If you did not complete the program then you did not receive the benefits and were personally responsible for the charges. Healthcare reform does not allow this anymore. Charges are paid by the health insurance companies during treatment.

-What is the reimbursement policy for out-of-network providers? A majority of health insurance companies require you to see in-network providers and do not provide any benefits if you go out-of-network. This is the same for any type of medical treatment, as well. Health insurance companies try to keep costs down by having its members utilize their network.

Healthcare reform has changed many aspects of substance abuse rehabilitation by bringing it into the realm of medical care. Insurers who cover substance abuse treatment must do so at the same level of benefit they provide for other medical conditions. This should increase the number of people seeking the help they need.