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Posts Tagged ‘health care’

Rosenblum: Sobriety boring? Not at all, Blaine woman declares
She founded a business, began a full-time administrative job with a health care company and became a sought-after inspirational speaker at treatment centers where women struggle not just with alcohol abuse, but addictions to Adderall, incense and many …
Read more on Minneapolis Star Tribune

Old hospital building converted into addiction treatment facility
“We're going to market this as one of the biggest and the best,” said Scheible, who will be the center's director of community relations. Sherry Burditt, the center's director of clinical services, quickly corrected him. “No, we will be one of the …
Read more on Santa Maria Times

Medicaid Restructuring Plan Unveiled
Quinn's office says the medicaid plan will shorten the waiting list for services to the disabled, while expanding mental health and addiction treatment services. "This is kind of … In late 2012, the state closed the Jacksonville Developmental Center …
Read more on WICS-TV

Strategic planning begins with a set of long term care quotes from the major carriers of long term care insurance (LTCI) policies.

Major LTCI carriers pertain to Genworth Financial, MedAmerica, Prudential, and others who are in the same league.  Trust only companies with an excellent track record especially in the area of paying out claims, otherwise you could end up throwing away money. 

There is no denying the power of LTCI in the long term care (LTC) arena as it is the only product that provides financial protection aside from full or partial LTC coverage.  Other types of LTC plans will let you receive care in exchange of something that is valuable to you and your family. 

So, would you go for a plan that promises only one benefit or another one which ensures you that everything you’ve worked hard to acquire shall be protected and passed on to your loved ones?

Of course, everybody prefers the one that guarantees financial protection besides long term health care coverage.  Unfortunately, LTCI policies are not cheap.  Premiums can wipe out your assets especially if you go for the ideal comprehensive policy which is comprised of a long benefit period, high maximum daily benefit, short elimination period, and a 5% compound inflation protection. 

Perhaps with an annual income that exceeds $ 75,000 you can manage to buy that kind of LTCI policy, but if you’re living on a daily budget you have to study every variable stipulated on the policy before signing it.

 Long Term Care Quotes Will Lead You to the Right Policy

Although there is such a thing as an ideal LTCI policy, there is no wrong policy.  Most prefer the comprehensive LTCI policy, but to each his own that is why there are buyers of facility-only policies. 

Once you know exactly what you’ll need in the future health care wise, there is no reason to overspend on an LTCI policy just to be certain that you will receive the care that you expect. 

No need to see a fortune teller and have her read your future, instead, look up your family’s health history and visit your doctor.  If the current state of your health is good but your family has a history in a debilitating disease you have to consider that information in your plan. 

If you disregard the possibility of acquiring that health disorder in the future, you could wind up spending more out-of-pocket and your LTCI policy will fail to serve its purpose.  Look at all the possibilities because if you settle too soon for what you like rather than what you will need, you won’t be able to avoid the financial pit completely.

According to the U.S.

Department of Health and Human Services, some 40% of the total population 65 years old and older will enter a nursing home.  You may or may not be one of this 40% so wouldn’t it be nice to be prepared if ever you turn out to be on the list?

Long term care quotes will serve as prelude to your actual LTCI policy but they are more advantageous as you can do all the necessary adjustments that you deem necessary for the sake of your future.  Meanwhile, once you’ve affixed your signature on your policy there is no turning back.

Saab Kemp is a web writer who has written volumes of articles for various industries.  Her expertise are on health, finance, business, home and family.  Learn more about long term care quotes
 

New Substance Abuse Treatment Resources Focus on Teens
Bethesda, Maryland–(ENEWSPF)–January 23, 2014. Resources to help parents, health care providers, and substance abuse treatment specialists treat teens struggling with drug abuse, as well as identify and interact with those who might be at risk, were …
Read more on eNews Park Forest

Early mental health, substance abuse help on the way for youths
Many of the first-time offenders brought to the Juvenile Assessment Center are at a critical point. Some have mental health issues and substance abuse problems that have impacted their lives and likely contributed to the reason they ended up in trouble …
Read more on Jacksonville Daily Record

S.F. General, Sheriff's Dept. blamed in Lynne Spalding death
The probe was conducted by state health inspectors on behalf of the Centers for Medicare and Medicaid Services – the federal agency that decides whether hospitals meet minimum standards to be eligible for Medicare payments – and involved interviews of …
Read more on San Francisco Chronicle

First State Hispanics face many barriers to mental health care
It's a typical Tuesday at the Latin American Community Center (LACC) in Wilmington, the place many Hispanics in New Castle County turn to when they have a problem. Today and every day, the list of challenges is long and often complex. Landing a job.
Read more on WDDE 91.1 FM | Delaware’s NPR News station

Report: alcohol use should be a doctor's-office discussion
And a new study from the Centers for Disease Control and Prevention (CDC) finds many people are not discussing their drinking habits with their doctors. The report found at least 38 million Americans drink too much, but only one in six has ever …
Read more on Cache Valley Daily

APNewsbreak: Rodman checks into rehab center
Dennis Rodman has checked into an undisclosed alcohol rehabilitation center to treat his long-time struggle with alcoholism, his agent says. Darren Prince declined on Saturday to say which facility will treat Rodman and how long he will be there …
Read more on Washington Post

Coventry Court Health Center, a Short-Term Rehab Facility, Receives Top
Coventry Court Health Center, a skilled nursing facility serviced by North American Health Care, receives "Best Nursing Home" designation by US News and World Report and a five-star rating from Medicare. Share on Twitter Share on Facebook Share on …
Read more on PR Web (press release)

Substance abuse plagues health care professionals
According to Kallio alcohol is often a major problem for health care workers. As someone who has also struggled with addiction, she said she cannot explain why so many care workers resort to substance abuse, but her own problem was facilitated by easy …
Read more on YLE News

Guidance Center to Hold Info Session on Substance Abuse Treatment
The Guidance Center of Westchester will host an information session on The Seven Challenges, an adolescent substance use treatment program, from 9 a.m. to 10:30 a.m. on Monday January 27th at the agency's 256 Washington St., Mount Vernon office.
Read more on Patch.com

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